Cents of Security by Interactive Brokers

Why do people take on student loans, buy homes, and invest decades before retirement? James Yendrey of InvestMentor breaks down consumption smoothing—the economic theory that explains how people spread resources across their lifetime—and explores how behavioral biases, debt, investing, and future expectations shape our financial decisions.
 

Ryan Gorman from CME Group breaks down single stock futures, how they work, why they’re gaining traction, and the critical risks every trader needs to understand before diving in.

Despite growing fears around AI replacing workers, job growth remains surprisingly strong. Mary MacNamara and Jose Torres break down the latest data on hiring, inflation, and markets—and what it all means for investors navigating an AI-driven economy.

Why do losses feel twice as painful as gains feel good? In this episode, Mary MacNamara and James Yendrey unpack the psychology of loss aversion—and how it may drive panic selling and missed recoveries.

CME Group’s Retail Education Manager Ryan Gorman breaks down how he got into futures, the “aha” moment when trading finally clicked, and why futures can be a powerful tool for access, leverage, and risk management—not just speculation. They also tackle the biggest misconceptions (including physical delivery fears), how liquidity varies by contract/month, and the best first steps for curious traders, from simulators and education hubs to finding one market you genuinely want to learn.

Interactive Brokers Senior Economist Jose Torres joins the Cents of Security Podcast to break down the recent market rally, rising energy-driven inflation, and why strong labor data and fiscal stimulus may not be enough to fuel another big equity year. From CPI risks to sector winners and losers, Jose shares a sober take on what investors should watch next.

FOMO is powerful—and expensive. In this episode, we explore how fear of missing out shapes perception, fuels mispricing, and distracts from the real issue: who captures the value, and at what price?

Oil is no longer just a commodity headline — it’s the market’s master switch. Senior Economist Jose Torres breaks down the chain reaction he’s watching in real time: crude, rates, stocks, plus what it means for inflation, the Fed, and recession risk.