Cents of Security by Interactive Brokers

Markets Rally, Inflation Pressures Build: Energy, Rates, and What Comes Next

Interactive Brokers Senior Economist Jose Torres joins the Cents of Security Podcast to break down the recent market rally, rising energy-driven inflation, and why strong labor data and fiscal stimulus may not be enough to fuel another big equity year. From CPI risks to sector winners and losers, Jose shares a sober take on what investors should watch next.

FOMO vs. Fundamentals: When Hype Meets Reality in Investing

FOMO is powerful—and expensive. In this episode, we explore how fear of missing out shapes perception, fuels mispricing, and distracts from the real issue: who captures the value, and at what price?

$100 Oil, Rising Yields, and a “Single Variable” Market

Oil is no longer just a commodity headline — it’s the market’s master switch. Senior Economist Jose Torres breaks down the chain reaction he’s watching in real time: crude, rates, stocks, plus what it means for inflation, the Fed, and recession risk.

How Debit-Based FinTech Turns Everyday Spending (and Rent) Into Credit History

Building credit can feel like a catch‑22—especially if you’re starting from scratch, rebuilding, or living debt‑free. In this episode we sit down with James Yendrey of InvestMentorSM to unpack the new wave of “credit‑adjacent” products that can report debit spending, rent, and utilities to the credit bureaus—plus the risks to watch for, like fees, incomplete bureau reporting, and transaction reversals.

Buy Now, Pay Later: How “Pay in 4” Rewires Spending

Buy Now, Pay Later (BNPL)—how it works, why it’s exploded with younger consumers, and the psychology that makes spending feel way easier than paying up front.

Earnings Calls Decoded: Earnings Whispers, Revenue Trends, Cash Flow and Guidance

Earnings reports are a company’s financial report card — but the real signal often shows up on the call. Economist James Yendrey of InvestMentor breaks down what investors should listen for: revenue trends, margins, cash flow, guidance, “earnings whispers,” and why the Q&A can reveal management’s true confidence.

Markets, the Fed’s “Data Dependence,” and What to Watch Next

In this episode of the Cents of Security Podcast, host Mary MacNamara sits down with Interactive Brokers Senior Economist Jose Torres to break down what’s moving markets right now—and which economic releases matter most for newer investors.

Skill Up: Understanding the 3 Core Financial Statements

In this episode of Cents of Security, Mary MacNamara sits down with James Yendrey of InvestMentorSM to break down the income, balance sheet, and cash flow statements. Let's revisit this during earnings season to better understand how companies measure performance, stability, and real cash health.